Do you walk back 5 steps when a cat runs across your path?

Some superstitions are drilled into us since childhood and they become such a part of us. As one grows up, it gradually becomes obvious that superstitions are not based on fact and they don’t really make sense. But we continue adhering to some, maybe out of force of habit. Well, if it is something benign like saying ‘bless you’ when someone sneezes, that’s fine. But what if these superstitions make you lose all sense, abandon good judgment and lead you to make disastrous decisions?

I came across a funny video which shows how people think doing certain things will help them make money.

I hope you are not like the guy in the video? A few years ago, there was this big craze of growing plants which supposedly fetch more money in the house. So people put plants in their houses like money plants and even give up on their favourite flowering plants…all to make sure they make more money. They keep plastic frogs and laughing Buddhas in their places of work. Some people even abandon their home or their town just because someone tells them their fortune lies elsewhere.

You might have a fifty thousand iPad or a car that costs fifty lakhs, but if you base your decisions on superstitions, you are just plain foolish. Especially if you are basing your financial decisions on how the planets align or what some seer tells you.

They say money doesn’t grow on trees. But it does grow when invested wisely. What is wise investment then? I think it all ultimately boils down to having a diverse portfolio. As they say in
Hindi ‘ boond boond se sagar bane’. It means, saving drop by drop will give you a sea’s worth.

Putting away a fixed amount regularly will add up for you and give you a nest egg. And when the money you are saving is invested by experts, you don’t have to spend time researching the best ways to multiply it.
Systematic savings will always give you better yield then rearranging furniture. Check out the  #JanoTohMano website and see for yourself.